• Jump to main content
  • Jump to main navigation
Johnston Carmichael
  • About Us
  • Industry Experience
  • Our Services
  • Insights
  • Careers
  • Events
  • Budget Hub
  • Contact Us
More

Insights

Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

Newer posts
Older posts

12 December 2022

  • Financial Services
Financial Services predictions for 2023

Typically, this is a time of year when we look forward and try to predict what the new year may have in store. The current volatility in the global and domestic market makes it especially fraught to predict the future, however, our Financial Services team have taken the time to think ahead to what might lie in store for the sector in 2023.

26 October 2022

  • Financial Services
  • Consulting
Net Interest Margins and Product Diversification: making a comeback

The financial crisis (2007-09) unearthed several fundamental issues in the UK banking market, propelling banks, and the regulators, to prioritise a sustainable ‘back to basics’ business model. Here, our Financial Services Consulting team share their views on what banking institutions should consider to diversify their income sources and manage their business through more volatile future economic cycles.

Campbell Cummings

Campbell Cummings

Corporate Finance Partner

Connect on LinkedIn

27 September 2022

  • Financial Services
  • Corporate Finance
The wealth management and IFA industry in the UK

Our Corporate Finance team discusses the increasing level of mergers and acquisitions within the wealth management and IFA (independent financial adviser) sector.

28 July 2022

  • Financial Services
  • Consumer Duty
Consumer Duty Readiness

The Financial Conduct Authority (FCA) have now published their much-anticipated Consumer Duty requirements for financial services firms, who only have until July 2023 to get ready.

27 July 2022

  • Financial Services
Why greater financial inclusion is crucial amid the accelerating decline of cash

The steady decline of cash is now in freefall in Scotland, according to a recent analysis by MPs. With half a million people relying on cash in Scotland, we need to consider how we can achieve greater financial inclusion.

Newer posts
Older posts
Back to top

Footer

Get in touch

Follow us

  • Follow us on Linkedin
  • Follow us on Facebook
  • Follow us on Twitter
  • Follow us on Youtube
  • Follow us on Instagram

Using our site

  • Our Privacy Notice
  • Terms and conditions
  • Disclaimer
  • Modern Slavery Statement
  • Details about cookies
  • Accessibility
  • Sitemap
  • Client portal
  • Transparency Report
  • Regulatory information and complaints
  • Gender Pay Gap Reporting
Johnston Carmichael 90 years logo
Arrange a chat

Arrange an initial conversation with our team

All fields are required

Reason for meeting


  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   
  •   

All fields are required

All fields are required, except marked with *

If applicable, please tell us the number of employees *

Have a general enquiry? Get in touch.

{# #}