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Insights

Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

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Ewen Fleming

Ewen Fleming

Financial Services Partner

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27 July 2022

  • Financial Services
Why greater financial inclusion is crucial amid the accelerating decline of cash

The steady decline of cash is now in freefall in Scotland, according to a recent analysis by MPs. With half a million people relying on cash in Scotland, we need to consider how we can achieve greater financial inclusion.

Si Mathavan

Si Mathavan

Business Assurance and Internal Audit Partner

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24 June 2022

  • Financial Services
FCA Consumer Duty rules – what are they and who do they affect?

The Financial Conduct Authority is soon due to publish its final rules on the Consumer Duty which set a higher standard for customer care. The rules apply to regulated firms providing retail financial services for consumers such as personal banking, investments and insurance. Here, Si Mathavan, Internal Audit and Financial Services Regulatory Partner, goes through everything you need to know.

Si Mathavan

Si Mathavan

Business Assurance and Internal Audit Partner

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18 April 2022

  • Financial Services
Buy Now Pay Later - good, bad or ugly?

Buy Now Pay Later schemes have not been far from the headlines in recent years and for some, these products have solely negative connotations. However, is it really all bad news or do they offer some positives for users and the wider economy? Si Mathavan explores in more detail.

Si Mathavan

Si Mathavan

Business Assurance and Internal Audit Partner

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14 April 2022

  • Financial Services
  • Audit & Assurance
FCA Business Plan 2022/23

The Financial Conduct Authority recently set out its business plan for the 2022/23 financial year which explains the work it will undertake over the coming 12 months and how it aligns to its 2022-2025 strategy. Partner Si Mathavan, explains in further detail.

Jack Elliot

Jack Elliot

Audit Senior Manager

13 April 2022

  • Financial Services
  • Audit & Assurance
We need to talk about the KIDs: FCA changes to the Key Information Documents rules for UK PRIIPs

In March 2022, the Financial Conduct Authority published its anticipated policy statement on changes to the rules around the production of Key Information Documents. Jack Elliot, Audit Senior Manager, gives an overview of the changes which have been brought in.

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