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Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

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Ewen Fleming

Ewen Fleming

Partner - Financial Services Advisory

05 December 2019

  • Financial Services
Open Banking - a description and interpretation

Open Banking allows consumers to view their financial information from multiple providers within one location, saving them time and affording ease of access to information. Nearly two years since “go-live” how well is Open Banking being adopted by the key players and is it seen as a route to innovation or merely a compliance burden?

Scott Holmes

Scott Holmes

Audit & Assurance Partner

03 December 2019

  • Financial Services
SMCR Changes Are Coming To Town

You’d better prepare; you’d better comply; you’d better adapt; we’re telling you why - SMCR changes are coming to town…

Ewen Fleming

Ewen Fleming

Partner - Financial Services Advisory

30 October 2019

  • Financial Services
Commercial Partnerships - what can banks learn from the Roman Empire?

Not so long ago, FinTech and InsurTech firms were thought to present an existential threat to traditional financial services providers and their market share. ‘Adapt or die’ became the mantra. The realisation has come that there is more to be gained by working collaboratively together than there is from competing. However, partnerships can be very difficult to launch and make successful if a well thought through strategy and plan is not in place or followed.

Ewen Fleming

Ewen Fleming

Partner - Financial Services Advisory

17 October 2019

  • Financial Services
Gradually, then suddenly

Arguably, the last decade has seen the financial services sector facing the most fundamental attack that it has faced in over a century, due to technological changes leading to new competition and driving swings in consumer behaviour. Looking in more detail at obsoletion, we begin by examining the key threats to financial services firms and finish by providing a strategic framework which can be used to avoid long-term decline.

Ewen Fleming

Ewen Fleming

Partner - Financial Services Advisory

02 October 2019

  • Financial Services
Jockeying for position

The phrase to ‘jockey for position’ is commonly used to refer to manoeuvring or competing to gain an advantageous position. This article explores competition and how firms are responding to increased competition in the banking and financial services sector, both from their own kind (interspecific) and perhaps more challengingly from non-traditional businesses (intraspecific).

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