Insights
Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.
Ewen Fleming
Partner - Financial Services Advisory
17 October 2019
Gradually, then suddenlyArguably, the last decade has seen the financial services sector facing the most fundamental attack that it has faced in over a century, due to technological changes leading to new competition and driving swings in consumer behaviour. Looking in more detail at obsoletion, we begin by examining the key threats to financial services firms and finish by providing a strategic framework which can be used to avoid long-term decline.
Ewen Fleming
Partner - Financial Services Advisory
02 October 2019
Jockeying for positionThe phrase to ‘jockey for position’ is commonly used to refer to manoeuvring or competing to gain an advantageous position. This article explores competition and how firms are responding to increased competition in the banking and financial services sector, both from their own kind (interspecific) and perhaps more challengingly from non-traditional businesses (intraspecific).
Ewen Fleming
Partner - Financial Services Advisory
30 August 2019
Regulating the temperatureLooking in more detail at regulation, how firms are responding to the changing face of our regulatory environment and how they embed compliance and risk management into their business change and transformation agenda. Just as the summer has presented wide extremes of weather from heatwaves to storms, regulated entities need to be prepared to regulate their temperature without creating unintended issues or unmitigated risk.
Ewen Fleming
Partner - Financial Services Advisory
05 August 2019
Punishing Capital – why capital creation is criticalHow can firms bolster and preserve capital so that a lack of capital does not become a punishing vulnerability? Furthermore, and just as vital, once a course of action has been agreed, are all the consequential changes and how they will be implemented & effectively managed within the business fully understood?
Ewen Fleming
Partner - Financial Services Advisory
18 June 2019
From every high street corner to the tip of your finger - what’s next for the UK bank branch?What does the future hold for the humble bank branch? With more & more branches being closed, is there a need for a physical branch in the age of FinTech? Available as a downloadable white paper, Ewen explores what has led to the demise of bank branches, whilst picking apart the paradoxes of this in the context of the rise in digital banking technology and understanding customer needs.
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