Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.
03 May 2023
The House always wins… until now?House prices have reached new heights in the last 15 years, growing on average 56% since January 2008. However, as the saying goes, all good things must come to an end and as base rates started to climb in 2022, it appeared that the end was in sight. Tim Swinson, Consulting Manager, explains further.
26 April 2023
‘You would never break the chain’Consumer Duty sets clearer standards to protect consumers, offer clearer communication, provide products/services that meet their needs and gives better support when they need it. Darren Mascarenhas, Financial Services Consulting Director, discusses this in more detail and highlights the focus it places on the end-to-end customer value chain.
17 March 2023
It’s like déjà vu all over again; Sir John Vickers and the recent collapse of SVBI am a self-professed admirer of Sir John Vickers’ work. I recently re-read one of his papers, Some economics of Banking Reform (2012), and some excerpts really stood out to me as prevalent to last week’s failure of Silicon Valley Bank (SVB).
12 December 2022
Financial Services predictions for 2023Typically, this is a time of year when we look forward and try to predict what the new year may have in store. The current volatility in the global and domestic market makes it especially fraught to predict the future, however, our Financial Services team have taken the time to think ahead to what might lie in store for the sector in 2023.
26 October 2022
Net Interest Margins and Product Diversification: making a comebackThe financial crisis (2007-09) unearthed several fundamental issues in the UK banking market, propelling banks, and the regulators, to prioritise a sustainable ‘back to basics’ business model. Here, our Financial Services Consulting team share their views on what banking institutions should consider to diversify their income sources and manage their business through more volatile future economic cycles.
Have a general enquiry? Get in touch.