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Insights

Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

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Stuart Walker

Stuart Walker

Chartered Financial Planner

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27 April 2023

  • Rural
  • Wealth
Planning for the Tax Year End

Some things are so unexpected that no one is prepared for them – previous years have definitely proved that point. However, the one constant we can rely on is the Tax Year End on 5 April. By planning in advance, you can maximise the valuable tax allowances available each tax year.

Craig Hendry

Craig Hendry

Managing Director & Chartered Financial Planner

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27 April 2023

  • Wealth
Market Commentary April 2023

Working in conjunction with our investment research partners, Square Mile, they have prepared a quarterly market commentary report and a video covering quarter one. In this video, Mark Harries, Chief Investment Officer at Square Mile Research, takes a look back at asset returns over the first quarter of 2023, highlighting that both bonds and global equities ended the quarter up.

Darren Mascarenhas

Darren Mascarenhas

Financial Services Director

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26 April 2023

  • Financial Services
  • Consumer Duty
‘You would never break the chain’

Consumer Duty sets clearer standards to protect consumers, offer clearer communication, provide products/services that meet their needs and gives better support when they need it. Darren Mascarenhas, Financial Services Consulting Director, discusses this in more detail and highlights the focus it places on the end-to-end customer value chain. 

Kirsty McVey

Kirsty McVey

Assistant Marketing Manager - Brand & Digital

18 April 2023

  • Our people
  • CSR
Looking for a challenge in 2023? Why not sign up for the Kiltwalk!

2023 marks the seventh year that Johnston Carmichael have been proud sponsors of the Kiltwalk. Here, we asked some of our hardy walkers to share what the Kiltwalk means to them and give us their top tips for happy feet!

Graham Leith

Graham Leith

Business Advisory Partner

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12 April 2023

  • Rural
  • Business Advisory
How Farm Averaging Could Benefit Your Business

Generally, across the farming sector we have seen an increased profitability over the last couple of years. This is good news, although it can also lead to increased tax liabilities. Fortunately, there are tax reliefs available to potentially reduce these liabilities, as well as potentially improving cash flow at the same time.

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