Insights

Tim Swinson

Consulting Manager

03 May 2023

House prices have reached new heights in the last 15 years, growing on average 56% since January 2008. However, as the saying goes, all good things must come to an end and as base rates started to climb in 2022, it appeared that the end was in sight. Tim Swinson, Consulting Manager, explains further.

Martin Hendry

Chartered Financial Planner

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28 April 2023

Johnston Carmichael walkers lace up their boots for Glasgow Kiltwalk

A bumper team of 50 walkers from leading independent accountancy and business advisory firm, Johnston Carmichael, will be lacing up their walking boots and taking to the streets of Glasgow to take part in the Kiltwalk. Amongst this year’s cohort will be the firm’s newly appointed Chartered Financial Planner, Martin Hendry, who will be walking the 14.4 mile Big Stroll from Clydebank to Balloch to raise vital funds for Addison’s Disease Self Help Group.

Stuart Walker

Chartered Financial Planner

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27 April 2023

Planning for the Tax Year End

Some things are so unexpected that no one is prepared for them – previous years have definitely proved that point. However, the one constant we can rely on is the Tax Year End on 5 April. By planning in advance, you can maximise the valuable tax allowances available each tax year.

Craig Hendry

Managing Director & Chartered Financial Planner

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27 April 2023

Wealth

Market Commentary April 2023

Working in conjunction with our investment research partners, Square Mile, they have prepared a quarterly market commentary report and a video covering quarter one. In this video, Mark Harries, Chief Investment Officer at Square Mile Research, takes a look back at asset returns over the first quarter of 2023, highlighting that both bonds and global equities ended the quarter up.

Darren Mascarenhas

Financial Services Director

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26 April 2023

‘You would never break the chain’

Consumer Duty sets clearer standards to protect consumers, offer clearer communication, provide products/services that meet their needs and gives better support when they need it. Darren Mascarenhas, Financial Services Consulting Director, discusses this in more detail and highlights the focus it places on the end-to-end customer value chain.

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