Insights
Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.
Alan Hamilton
Corporate Finance Director
05 August 2020
Building a resilient business - cash flow and fundingThere are a number of potential liquidity headwinds which many businesses will face in the coming months as Government support initiatives start to unwind, deferred liabilities such as HMRC payments fall due, and capital holidays on debt facilities come to an end.
Alan Hamilton
Corporate Finance Director
03 April 2020
Coronavirus Business Interruption Loan Scheme and access to other fundingWe’ve put together a summary of the bank’s approach to considering requests to provide additional debt facilities to support customers through the coronavirus crisis.
Susie Walker
Partner & Head of Tax
06 February 2020
Draft Scottish Budget 2020/21: what you need to knowThe Budget sets out the tax and spending plans for the year ahead and these proposals now need votes from opposition parties to pass the measures. The key tax announcements in the Scottish Budget included minimal changes to Scottish income tax bands for 2020/21 and a new charge for LBTT on certain leases that comes into effect from tomorrow (Friday 7 February) - to read more about the LBTT changes read Paul McGonigal’s blog.
Mark Stewart
Corporate Finance Partner
30 July 2019
Hydrogen technology fuels green ambitions for Western Isles ferriesA ground-breaking feasibility study into using locally-produced hydrogen to power ferries on the Western Isles of Scotland has now been completed - and the results are pleasingly in favour of a zero-carbon future for sea-travel.
Andrew Ewing
Corporate Finance Partner
01 May 2017
Getting funding to grow your business – Invoice financeCash can often be tied up in invoices with late payments. If you provide credit to your customers you may face delays in receiving payments which allow you to meet your own commitments. Invoice finance is incredibly popular now, previously having had a reputation for being expensive.
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