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Insights

Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

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Karen Brown

Karen Brown

Tax Assistant Manager

26 June 2025

  • VAT & Duty
HMRC policy change: New scope for VAT reclaims on pension fund management

HMRC has published a new brief announcing a significant shift in the VAT treatment of pension fund management services – a change that opens the door to valuable retrospective claims.

Duncan Fernie

Duncan Fernie

Financial Planner

25 June 2025

  • Wealth
Planning with purpose – managing Inheritance Tax without losing the family business

Plan with purpose: manage inheritance tax effectively without compromising your family’s future. The third blog in our series, explores practical steps like using allowances, trusts, and lifetime gifting to protect wealth and support the next generation.

Amy Barker

Amy Barker

Audit Supervisor

17 June 2025

  • Audit & Assurance
  • Our people
My JC Path: From the Royal Navy to funds audit

After graduating from Elgin Academy, Amy Barker joined the Royal Navy and spent almost 14 years travelling the world as an Operator Mechanic and then a Weapons Engineer. Now, with both Electrical Engineering and Accounting & Finance degrees under her belt, Amy’s an Audit Supervisor in our Elgin office, working with clients all over the country. We chatted to Amy to find out how her path has changed and whether she’s found any similarities between her two careers.

Duncan Fernie

Duncan Fernie

Financial Planner

16 June 2025

  • Wealth
Planning with purpose – protection for today and beyond

Welcome back for the second blog in our series, “planning with purpose”. Here, Duncan Fernie discusses the subject of a very unloved product: insurance.

Euan Connor

Euan Connor

Tax Senior

15 June 2025

  • VAT & Duty
Navigating the UK Internal Market Scheme (UKIMS): What your business needs to know

The government scheme created to simplify business trading between Great Britain and Northern Ireland – the UK Internal Market Scheme (UKIMS) – is now open for businesses to register. With the full implementation of the UKIMS, businesses across Great Britain (England, Scotland and Wales) and Northern Ireland are adapting to a redefined trading landscape. The scheme, launched in response to the Windsor Framework, aims to streamline the movement of goods from Great Britain to Northern Ireland by reducing unnecessary checks on goods staying within the UK.

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