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Insights

Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

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Ewen Fleming

Ewen Fleming

Financial Services Partner

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18 August 2021

  • Financial Services
Open Banking - coming of age

As we reach the fifth birthday of Open Banking’s conception, and in light of the Competition and Markets Authority (CMA)’s recent mandate on ‘sweeping’, it seems an opportune time to reflect on progress to date as regards adoption of Open Banking, and also some key factors that may be attributable to holding back its success.

Stuart Walker

Stuart Walker

Chartered Financial Planner

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17 August 2021

  • Wealth
How to fund your early retirement

We’ve got more control over our pension pot and retirement plans than ever before, but with that comes a dizzying array of choices. Our Wealth team have partnered with The Scotsman to host a webinar on 1 September about how to plan a better retirement.

13 August 2021

    National Minimum Wage Compliance Update

    HMRC’s latest National Minimum Wage (NMW) ‘naming and shaming’ list was released earlier this month, revealing a total of 191 employers across the UK who have failed to pay staff the legal minimum in accordance with NMW Regulations. Of these 191 businesses, 22 were North of the Border which is proportionally higher than other parts of the UK.

    Senga Prior

    Senga Prior

    Tax Senior Manager

    08 August 2021

    • Rural
    Tax considerations for furnished holiday lets

    A popular way for farmers to generate additional income is the letting of excess farm cottages as furnished accommodation on short-term lets, also known as furnished holiday lets (FHLs). Some have gone even further, building bespoke cottages or cabins.

    Jamie Davidson

    Jamie Davidson

    Corporate Finance Director

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    04 August 2021

    • Infrastructure & Renewable Energy
    Renewable Energy: Deployment Levels in Scotland 2020

    The Scottish Government set a target to generate 50% of Scotland’s overall energy consumption from renewable sources by 2030, and to have decarbonised the system almost completely by 2050. Here, we have set out the progress made to date in relation to electricity, heat and transport.

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