Insights
Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.
Duncan Fernie
Financial Planner
06 June 2025
Planning with purpose: plan your way to the great beyondLets face it: no one likes talking about death. It’s like the awkward elephant in the room that we all know is there but prefer to ignore. Making financial plans for a future without you, can be a way to give you and your loved ones peace of mind.
Mark Stewart and David Wilson
28 May 2025
Charting a sustainable path for the UK’s energy futureAt Johnston Carmichael, we’re proud to support clients across the full breadth of the Energy sector and recognise the importance of helping our clients navigate any changes which may be on the horizon. That’s why we partnered with the Aberdeen & Grampian Chamber of Commerce to support their latest Energy Transition Survey. In this article, we reflect on some of the report’s key findings and what they mean for our clients and the sector as a whole.
27 May 2025
Why you don’t need to be a tech business to benefit from Glasgow’s ecosystemWhen people hear the word “tech,” they often assume it’s only relevant to businesses with Silicon Valley ambitions. But Glasgow is showing the world that technology - and the ecosystem that supports it - is far more inclusive and collaborative than that.
26 May 2025
How to use cash flow modelling to plan for your family’s financial futureCash flow modelling was historically used by businesses to forecast future costs and income, looking at the assets and income of a company and measuring these against current and future liabilities. It is now also widely used as a useful tool for personal financial planning. Here, Peigi MacCrimmon explains in more detail.
Ravi Malhotra
Consulting Manager
20 May 2025
Navigating change: choosing the right approach for successIn today’s dynamic business landscape, change is inevitable. Yet, despite the constant need for adaptation, many organisations struggle to successfully implement change initiatives. Project failure rates remain high, with McKinsey reporting a staggering 70% failure rate for major transformations.
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