Insights
Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.
27 June 2025
Scotland’s climate legacy hinges on confidence and stabilityScotland has cut its greenhouse gas emissions by over 60% since 1990 — a remarkable milestone that signals real progress toward net zero. But this success also raises a pressing question: if it took 35 years to achieve the first 60%, how can we deliver the remaining 40% in just 20 years to meet ambitious Government targets?
Karen Brown
Tax Assistant Manager
26 June 2025
HMRC policy change: New scope for VAT reclaims on pension fund managementHMRC has published a new brief announcing a significant shift in the VAT treatment of pension fund management services – a change that opens the door to valuable retrospective claims.
Duncan Fernie
Financial Planner
25 June 2025
Planning with purpose – managing Inheritance Tax without losing the family businessPlan with purpose: manage inheritance tax effectively without compromising your family’s future. The third blog in our series, explores practical steps like using allowances, trusts, and lifetime gifting to protect wealth and support the next generation.
Amy Barker
Audit Supervisor
17 June 2025
My JC Path: From the Royal Navy to funds auditAfter graduating from Elgin Academy, Amy Barker joined the Royal Navy and spent almost 14 years travelling the world as an Operator Mechanic and then a Weapons Engineer. Now, with both Electrical Engineering and Accounting & Finance degrees under her belt, Amy’s an Audit Supervisor in our Elgin office, working with clients all over the country. We chatted to Amy to find out how her path has changed and whether she’s found any similarities between her two careers.
Duncan Fernie
Financial Planner
16 June 2025
Planning with purpose – protection for today and beyondWelcome back for the second blog in our series, “planning with purpose”. Here, Duncan Fernie discusses the subject of a very unloved product: insurance.
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