Insights
Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.
David Watson
Chartered Financial Planner
11 December 2019
Plan your Christmas budget to make sure you don’t get ‘carolled’ awayIs it too early to start thinking about Christmas 2020? It’s not unusual for us to speak to clients who are looking to consolidate credit cards debts into their mortgage following a Christmas splurge. Whilst this will cut down their outgoings in the short term, it is no way to run their financial planning.
Craig Hendry
Managing Director & Chartered Financial Planner
03 December 2019
Market Commentary November 2019The main index got off to a good start in November with the release of better than expected Chinese manufacturing data. That, combined with hopes of progress in the US/China trade talks gave the markets a welcome lift following October’s fall.
Elaine Finlay
Chartered Financial Planner
02 December 2019
Standing in your shoes - Elaine FinlayAt Johnston Carmichael our people are our biggest asset and building expert teams of sharp minds who are creative and inspiring individuals helps us to achieve our goals. Understanding the strengths and personalities our people enables us to carve out fulfilling careers for them and outstanding results for our clients.
James MacAulay
Technical Manager
02 December 2019
Family is not an important thing. It is everything.This sentiment is more evident during the festive period when families come together to enjoy each other’s company.
Whilst this is a time for relaxation, the New Year is generally when we reflect on the past year and make plans for the future.
Jonathan Young
Financial Planning Support
12 November 2019
Is it possible to predict your financial future?There is evidence indicating that forms of fortune telling have existed since 4000 BC. How these fortunes are divined can be done through various mediums by reading someone’s palm or use of tarot cards, or my personal favourite of having your future determined by watching a rooster picking grain (known as Alectromancy).
Footer
© 2019 Johnston Carmichael
An independent member of
PKF International Limited.
Using our site
Follow us
Sharp minds meet at any of our 13 locations
Arrange a free consultation with the team now
Have a general enquiry? Get in touch.