1. Customers
  2. Stock/Materials
  3. Production/Operations
  4. Finished Goods/Sales
  5. Invoices/Debtors
  1. Cash flow assessment

    You’ll be asked a few questions related to five key areas of your business. We’ll then provide advice and next steps on how to resolve any potential cash flow issues.

    5 minutes to complete

    Before you begin we have a few questions about your business.

    1. What type of business do you have?

  2. Customers

    1. Are your Terms of Business effective and up to date? ?

      × Your terms of business is the agreement you have in place with your customers for delivering your product or services. This typically details a clear definition of what services or products will be provided, payment terms, timelines and notice period.
    2. Do you carry out checks on your customer before supply so you know exactly who you are dealing with?

  3. Stock/Materials

    1. Have you got a shortfall in working capital, preventing you from meeting commitments or investing? ?

      × Working capital is the short-term investment and financing requirements of a company and is calculated as your current assets minus your current liabilities. You have a shortfall if you feel your assets are less than your liabilities.
  4. Production/Operations

    1. Do you need funding to make a significant investment in your business?

    2. Is your management information timely, accurate and relevant?

    3. Do you suffer large waste/scrap costs?

    4. Are you satisfied with productivity and service levels in your business?

  5. Finished Goods/Sales

    1. Are excessive lead-times impacting your sales/orders? ?

      × Your lead-time is the time taken from receiving a customer order to completing delivery of the goods or services they ordered. If your lead-times are too long, you could be missing out on sales opportunities as customers may look for an alternative supplier who can deliver in less time.
  6. Invoices/Debtors

    1. Are customers paying on time?

    2. Do you struggle to recover your goods?

    3. Have you contracted with the wrong entity i.e. you’ve named the wrong legal entity in your contract?

    4. Do you know how to deal with a customer or supplier insolvency?