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Insights

Our experts provide their insights on the latest industry developments and share tips on accountancy and business matters.

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27 June 2019

  • Wealth
The myth of the £3,000 gift

We are often asked, ‘how much can I gift a family member?’ Many believe £3,000 is the maximum gift that they can make, however this is not the case.

James MacAulay

James MacAulay

Technical Manager

10 June 2019

  • Wealth
How much do you need?

A recent report suggested that the average person would need a pension pot, or savings, of £260,000 at retirement to allow them to maintain their standard of living.

James MacAulay

James MacAulay

Technical Manager

07 June 2019

  • Wealth
What is risk?

Every day you face risks and the main risk we discuss within Johnston Carmichael Wealth prior to making a recommendation is investment risk.

Stuart Walker

Stuart Walker

Chartered Financial Planner

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14 March 2019

  • Wealth
The importance of planning

Plans are put in place to ensure things will be ‘alright’, but everyone’s definition of ‘alright’ varies depending on your personal circumstances.

Craig Hendry

Craig Hendry

Managing Director & Chartered Financial Planner

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08 October 2018

  • Wealth
Market Commentary September 2018

The first week of September saw the FTSE 100 slip to a five month low of 7,383 as the pound fell amid concerns over Brexit. The index recovered from this low to close the month at 7,510.20. This recovery from the low largely driven by rising oil prices.

In economic news, GDP grew 0.6% in the second quarter following on from the hottest summer in a number of years. This stronger than expected figure keeps the UK economy on track to deliver growth of 1.3% for 2018.

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